Filing Strategies

Retirees and pre-retirees alike often ask, When should I take my Social Security benefits? Unfortunately, there’s not just one answer. Your situation and retirement plans ultimately determine when you should begin drawing your Social Security benefits.

The bottom line is that the time to take Social Security benefits or defer them depends upon your individual circumstances. This timing decision can impact your retirement by tens of thousands of dollars. Choosing the right Social Security election may be the most important decision of your retirement. The best way to make a well-informed decision is to analyze your situation and map the expected outcomes for each election age.

At Rosenthal Retirement Planning, we can help you determine the best time to file for Social Security, based on your individual circumstances.

Why Maximize Social Security?

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